*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

            :root {
                --navy:   #0f2044;
                --navy-d: #091529;
                --navy-l: #1a3560;
                --gold:   #c9a227;
                --gold-l: #e8b830;
                --text:   #1e293b;
                --muted:  #64748b;
                --border: #dde3ed;
                --bg:     #f4f6fb;
                --white:  #ffffff;
            }

            body {
                font-family: "Instrument Sans", ui-sans-serif, system-ui, sans-serif;
                background: var(--bg);
                color: var(--text);
                min-height: 100vh;
                display: flex;
                flex-direction: column;
            }

            /* ── CONFIDENTIAL BANNER ── */
            .conf-banner {
                background: #7f1d1d;
                color: #fecaca;
                text-align: center;
                font-size: .7rem;
                font-weight: 700;
                letter-spacing: .18em;
                text-transform: uppercase;
                padding: .42rem 1rem;
            }

            /* ── NAV ── */
            nav {
                background: var(--navy);
                padding: 0 2.5rem;
                display: flex;
                align-items: center;
                justify-content: space-between;
                height: 68px;
                position: sticky;
                top: 0;
                z-index: 100;
                box-shadow: 0 2px 12px rgba(0,0,0,.3);
            }

            .nav-brand {
                display: flex;
                align-items: center;
                gap: .9rem;
                text-decoration: none;
                color: var(--white);
            }

            .nav-coat { width: 44px; height: 52px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
            .nav-coat img { width: 100%; height: 100%; object-fit: contain; }
            .nav-brand-text { line-height: 1.2; }
            .nav-brand-name { font-size: 1rem; font-weight: 700; letter-spacing: .04em; text-transform: uppercase; display: block; }
            .nav-brand-sub  { font-size: .63rem; text-transform: uppercase; letter-spacing: .1em; opacity: .5; display: block; }

            .nav-right { display: flex; align-items: center; gap: 1rem; }
            .nav-divider { width: 1px; height: 32px; background: rgba(255,255,255,.15); }
            .nav-classification {
                font-size: .68rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase;
                color: var(--gold-l); border: 1px solid rgba(201,162,39,.4); padding: .22rem .65rem; border-radius: 4px;
            }

            .btn {
                display: inline-flex; align-items: center; justify-content: center; gap: .4rem;
                padding: .45rem 1.15rem; border-radius: 5px; font-size: .85rem; font-weight: 600;
                text-decoration: none; transition: background .15s; cursor: pointer; border: 2px solid transparent;
                white-space: nowrap; letter-spacing: .02em; font-family: inherit;
            }
            .btn-ghost { color: rgba(255,255,255,.7); border-color: rgba(255,255,255,.2); }
            .btn-ghost:hover { color: #fff; border-color: rgba(255,255,255,.4); background: rgba(255,255,255,.06); }
            .btn-gold { background: var(--gold); color: var(--navy-d); border-color: var(--gold); font-weight: 700; }
            .btn-gold:hover { background: var(--gold-l); border-color: var(--gold-l); }

            /* ── PAGE HERO ── */
            .page-hero {
                background: linear-gradient(160deg, var(--navy-d) 0%, var(--navy) 60%, #1a3560 100%);
                color: #fff;
                padding: 3.5rem 2.5rem;
                text-align: center;
            }

            .page-hero-label {
                font-size: .7rem; font-weight: 700; letter-spacing: .18em; text-transform: uppercase;
                color: var(--gold-l); margin-bottom: .75rem;
            }

            .page-hero h1 {
                font-size: clamp(1.5rem, 3vw, 2.25rem); font-weight: 800; line-height: 1.2;
                margin-bottom: .75rem; letter-spacing: -.01em;
            }

            .page-hero-meta {
                font-size: .82rem; color: rgba(255,255,255,.5); margin-top: .5rem; letter-spacing: .03em;
            }

            /* ── DOCUMENT LAYOUT ── */
            .doc-wrap {
                flex: 1;
                max-width: 860px;
                margin: 3rem auto;
                padding: 0 2rem;
                width: 100%;
            }

            /* ── TOC ── */
            .toc {
                background: var(--white);
                border: 1px solid var(--border);
                border-radius: 10px;
                padding: 1.5rem 1.75rem;
                margin-bottom: 2.5rem;
            }

            .toc-title {
                font-size: .72rem; font-weight: 700; text-transform: uppercase; letter-spacing: .14em;
                color: var(--gold); margin-bottom: 1rem;
            }

            .toc ol { padding-left: 1.25rem; }
            .toc li { margin-bottom: .35rem; }
            .toc a  { font-size: .875rem; color: var(--navy); text-decoration: none; }
            .toc a:hover { text-decoration: underline; color: var(--navy-l); }

            /* ── SECTIONS ── */
            .doc-section {
                background: var(--white);
                border: 1px solid var(--border);
                border-radius: 10px;
                padding: 2rem 2.25rem;
                margin-bottom: 1.5rem;
                scroll-margin-top: 90px;
            }

            .doc-section h2 {
                font-size: 1.05rem; font-weight: 800; color: var(--navy);
                margin-bottom: 1rem; letter-spacing: -.01em;
                display: flex; align-items: center; gap: .6rem;
            }

            .section-num {
                display: inline-flex; align-items: center; justify-content: center;
                width: 26px; height: 26px; border-radius: 6px; background: var(--navy);
                color: #fff; font-size: .72rem; font-weight: 800; flex-shrink: 0;
            }

            .doc-section h3 {
                font-size: .9rem; font-weight: 700; color: var(--navy);
                margin: 1.35rem 0 .5rem; letter-spacing: -.005em;
            }

            .doc-section p {
                font-size: .9rem; color: #374151; line-height: 1.8; margin-bottom: .85rem;
            }

            .doc-section p:last-child { margin-bottom: 0; }

            .doc-section ul, .doc-section ol {
                padding-left: 1.4rem; margin-bottom: .85rem;
            }

            .doc-section li {
                font-size: .9rem; color: #374151; line-height: 1.75; margin-bottom: .3rem;
            }

            .legal-ref {
                font-size: .78rem; font-style: italic; color: var(--muted);
                background: #f8fafc; border-left: 3px solid var(--gold);
                padding: .6rem .9rem; border-radius: 0 6px 6px 0; margin: .85rem 0;
            }

            .highlight-box {
                background: #eff6ff; border: 1px solid #bfdbfe; border-radius: 8px;
                padding: 1rem 1.2rem; margin: 1rem 0; font-size: .88rem; color: #1e3a6e;
                line-height: 1.7;
            }

            .highlight-box strong { font-weight: 700; }

            .rights-grid {
                display: grid;
                grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
                gap: .85rem;
                margin-top: 1rem;
            }

            .right-item {
                background: #f8fafc; border: 1px solid var(--border); border-radius: 8px;
                padding: .9rem 1.1rem;
            }

            .right-item-title {
                font-size: .82rem; font-weight: 700; color: var(--navy); margin-bottom: .3rem;
            }

            .right-item p { font-size: .8rem; color: var(--muted); margin-bottom: 0; line-height: 1.6; }

            /* ── FOOTER ── */
            footer {
                background: var(--navy-d); color: rgba(255,255,255,.4);
                padding: 1.5rem 2.5rem; display: flex; align-items: center;
                justify-content: space-between; flex-wrap: wrap; gap: .75rem;
                font-size: .75rem; letter-spacing: .03em; margin-top: auto;
            }

            .footer-links { display: flex; gap: 1.5rem; }
            .footer-links a { color: rgba(255,255,255,.4); text-decoration: none; }
            .footer-links a:hover { color: rgba(255,255,255,.7); }

            .footer-class {
                font-size: .68rem; font-weight: 700; letter-spacing: .14em; text-transform: uppercase;
                color: rgba(201,162,39,.6); border: 1px solid rgba(201,162,39,.25);
                padding: .2rem .55rem; border-radius: 3px;
            }

            @media (max-width: 640px) {
                nav { padding: 0 1.25rem; }
                .nav-brand-sub, .nav-divider, .nav-classification { display: none; }
                .doc-wrap { padding: 0 1rem; margin: 1.5rem auto; }
                .doc-section { padding: 1.35rem 1.25rem; }
                .page-hero { padding: 2.5rem 1.25rem; }
                footer { flex-direction: column; text-align: center; }
                .footer-links { justify-content: center; }
            }